Tag Archives: iowa

Understanding FAFSA reports

College BlogWe know college is expensive. We also know FAFSA forms can be confusing and oftentimes not enough to help with the burden of tuition. The average amount of money left on the table per eligible high school graduate who didn’t apply was $1,861.

Two Rivers partners with Iowa Student Loans to offer the Partnership Advance Education Loan.  It’s a way to supplement your FAFSA loans or whichever existing loan option you use. We also offer loan calculators.

Kerry L. Kreiss, Retail Loan Officer at Two Rivers, enjoys being able to help local youth.

“I like helping students obtain their goal of continuing education,” she said. “Whatever we can do to help facilitate that and make them successful is what we should do.”

No matter your financial aid situation in college it is always nice to save an extra dollar when you can. Here are some ways for your college student to save.

  1. Understand the power of your student ID. There are many places where you can save big time because you’re a student.
  1. Buy in bulk. During the year you can save hundreds by buying in bulk.
  1. Use campus amenities. Don’t join a gym, odds are, your campus has a free fitness center! Before you go out, see if there are any shows or activities on campus.

Two Rivers is here for every milestone in your life. Come talk with us about planning for student loans.

Dave Williams

Meet our Neighbor, Performance Therapies!

At Two Rivers Bank & Trust, we care about our customers, which is why we take pride in getting to know each and every one.

Our Good Neighbors Club Director, Renee Zaiser, considers it to be the best part of her job. “Our customers are absolutely the best,” she said. “They’re happy, Midwestern people and we love providing the solutions to any problems they may have.”

With January 19, being National Get to Know Your Customers Day, we wanted to take this opportunity to introduce you to our customer, Dave Williams, who can help you reach your health-oriented New Year’s resolutions!

Dave came to us in 1999 with a dream to open a health and physical therapy clinic while putting himself through a doctoral program in physical therapy. His company, Performance Therapies in Coralville, has grown into a health club, fitness and therapy center that’s focused on improving the lives of people in our neighborhood. Now, Dave is not only our client but also our neighbor.

“Two Rivers Bank & Trust shares my desire to help people make their dreams and goals come to life,” said Williams, who has worked to make his passion for helping others a reality. “Two Rivers believes in doing things the right way. They’re really good about taking care of their clients, just like I do.”

Thank you, Dave, for allowing us to help you make your dream a reality. We take pride in being your neighbor.

Learn more about Performance Therapies and how they can partner with you in 2017 to reach your fitness goals!

6 Neighborhood Events to Help You Beat Cabin Fever

Living in Iowa in the winter time can sometimes feel like a drag. Between students being on break and long weekends in January, we know your family may be experiencing some cabin fever. At Two Rivers Bank & Trust, we are deeply invested in our local neighborhoods and your winter wellness!


Megan Fritz, our Burlington Branch Manager on Roosevelt Avenue, thinks going out into your neighborhood is the best way to fight the winter blues. “Going to events in your community gets you out of the house and more involved,” she says. “Once you go to one event and meet new people, you hear about more and it makes the neighborhood more connected.”

Here are some local activities for you and your family during these cold and dreary months!

January 13 – Trivia night at the Burlington Public Library. From 6 pm – 9 pm challenge your neighbors in a battle of wits and help support library programming! Visit the library’s website for more information.

January 6-22 – Ramona Quimby is coming to the Des Moines Community Playhouse! Every weekend in January, Ramona, the star of Beverly Cleary’s book series, and friends will be performing in the Kate Goldman Children’s Theatre. Check out everyone’s favorite 3rd grader here.

January 22 – Beat the dull January days by heading to the Greater Des Moines Botanical Garden for music and tropical flowers during Botanical Blues. Every Sunday in January from 2 pm to 4 pm, musicians will fill the tropical conservatory.

January 25 – Break up your winter routine with one of the most unique musical acts around! Scott Bradlee’s Postmodern Jukebox is coming to Englert Theater at 8 pm. “Postmodern Jukebox takes your favorite Top 40 hits, throws them in a time machine, and re-imagines them in the style of classic musical eras.”

January 28 –  Eagle Watch at the Port of Burlington. Don’t miss your chance to spot an eagle and enjoy the fresh air at 10 am. Join the Des Moines County Conservation division to learn more about our national bird.

January 31 – Head into February with a classic for the whole family! The Sound of Music is coming to the Hancher Auditorium. Directed by a three-time Tony Award winner, Jack O’Brien, this rendition of the beloved musical is a great way to give January the boot!

Headed out and forgot cash? Pop over to one of our ATM locations. We’re here for you in every neck of your neighborhood.

Give the Gift of Finances!

email headerLet’s face it. Your child has everything! They’re fed, clothed, and probably even have an Xbox One, a cellphone, or both! But did you know that 48 percent of children are lacking a college fund or any type of savings account?

Coralville Personal Banker, Jeannie Beisel, believes it’s never too soon to start teaching your children sound financial habits. “The earlier that you start those good habits, the better they’re going to stick.”

So, ‘Why open a Jr. Banker Savings account during the holidays?’ you ask?

“Grandparents, aunts, uncles, etc. give money around the holidays, and opening a Jr. Banker Savings account at Two Rivers Bank & Trust will teach kids how to be responsible with their money instead of spending it on the first thing that catches their eye,” said Beisel.

It costs $5 to open the account.

Investing in your child’s future has never been easier! For just $5, you can open your little one’s savings account and set them up for a bright future. “The interest rate for the Jr. Banker Savings account is phenomenal,” said Beisel. “So your child’s money will grow as it just sits safely in the account.”

Maintaining a bank account teaches your child about money management.

campfireDon’t you wish someone taught you more about money management as a kid? Kids will be better off financially as adults when they grow up learning to set aside money, instead of spending it the minute they get it. Opening a savings account for your child is a great excuse to start that dialogue to explain why it’s important to save, and how much they should be saving. The best part? With a Jr. Banker Savings account, you can open it when they’re five, and it can stay with them when they decide to take up babysitting or a paper route a couple years down the road.

Your loved ones have more ways to give to your child.

All too often, grandparents, uncles, aunts, cousins, and even friends are uncertain about what to give your child for birthdays or holidays, so they turn to cash or gift cards. Beisel said, “A Jr. Banker Savings account is great for when your children do get monetary gifts from relatives.” So, rather than sending out extensive gift lists and keeping track of who got what, an alternative would be to ask your loved ones to contribute to your child’s savings account. A donation to your child’s savings is the gift that keeps on giving since Two Rivers Bank and Trust pays interest on these accounts!

For $5 you can open the door to financial security for your little one’s future, and your child will learn how to manage money – an invaluable gift.



Shop Local for Iowa’s Tax-Free Weekend


Iowa celebrates a Tax-Free Weekend statewide annually on the first Friday and Saturday of August. Sales tax is exempt at clothing retailers on items under $100, and it’s a great time to stock up for back-to-school!

Two Rivers Bank & Trust takes pride in being connected to the neighborhoods that we serve, which is why we are highlighting local businesses that we think you should take a look at this weekend!

Brown’s Shoe Fit Co.

In 1911 the first Brown’s Shoe Fit opened in Shenandoah, Iowa by Win Brown and now has 82 stores across the Midwest. Brown’s Shoe Fit offers name brand, quality products featuring the newest collections of shoes with a wide array of sizes, styles and price ranges to “fit” your needs.


Brown’s Shoe Fit Co. — Mount Pleasant
108 South Main
Mt. Pleasant, IA 52641
Phone: 319-385-2931
Website: www.BrownsShoeFitCo.com

Mon: 9 a.m. — 6 p.m.
Tue: 9 a.m. — 6 p.m.
Wed: 9 a.m. — 6 p.m.
Thu: 9 a.m. — 6 p.m.
Fri: 9 a.m. — 6 p.m.
Sat: 8 a.m. — 5 p.m.
Sun: Closed

Brown’s has proudly served the Mt. Pleasant area for over 50 years.
Brown’s Shoe Fit Company in Mount Pleasant has been voted Henry County’s favorite shoe store four years running and there is a reason why! They have over 35 years of shoe fitting experience and have the ability to help you select the pair of shoes that is right for you. Brown’s also carries an extensive selection of safety toe footwear for both men and women. They are specialists in the fitting of safety shoes and know the requirements of their local industry. The team at Brown’s are also experts at fitting work related non-safety toe shoes and invite you to stop by and let them show you the latest in comfort footwear.

Something Blue


Something Blue is a wedding consignment store, owned by Katie Hansen in Ankeny, Iowa, that sells wedding dresses and decor. The store features 600+ dresses ranging from size 0-32 and all are priced under $1,000— 90% of which are brand new! Stop in to shop or to try on dresses, with no appointment necessary. They also sell wedding decor, linen, flower girl dresses, mother’s dresses, bridesmaid dresses and almost anything else you need for your big day.

“Katie comes into the branch every week with a smile on her face. It is always a pleasure to help her,” said Ankeny’s Two Rivers Bank & Trust Branch Manager Tammy Greene.

Something Blue — Ankeny, IA
617 S. Ankeny Blvd.
Ankeny, IA 50023
Phone: 515-339-7006
Website: www.SomethingBlueConsignments.com

Mon: 11 a.m. — 4 p.m.
Tues: Closed
Wed: 10 a.m. — 6 p.m.
Thurs: 1 p.m. — 6 p.m.
Fri: 10 a.m. — 6 p.m.
Sat: 10 a.m. — 4 p.m.
Sun: 12:30 p.m. — 4 p.m.

And while you’re out enjoying the benefits of Iowa’s Tax-Free Weekend, if you get hungry and are in the Des Moines area, make a stop at Felix & Oscars!

Felix & Oscar’s

Felix & Oscars
While there’s no Tax-Free Weekend deal on food, if you’re a fan of pizza, you need to make it a priority to stop at Felix & Oscar’s in Des Moines. Their claim to fame as “Iowa’s Best Deep Dish Pizza” began when they opened their doors in 1975, but offer a full menu ranging from burgers to Italian to sandwiches and vegetarian options. F & O’s also knows how valuable your time is, so they encourage its patrons to call ahead with their pizza order and when you arrive, it’ll already be in their ovens cooking allowing your wait to be shorter!

Felix & Oscar’s — Des Moines, IA
450 Merle Hay Road
Des Moines, IA 50310
Phone: 515-278-8887
Website: www.felixandoscars.com

11 a.m. – 2 p.m. & 4 p.m. – CLOSE
Tues: 11 a.m. – 2 p.m. & 4 p.m. – CLOSE
Wed: 11 a.m. – 2 p.m. & 4 p.m. – CLOSE
Thurs: 11 a.m. – 2 p.m. & 4 p.m. – CLOSE
Fri: 11 a.m. – 2 p.m. & 4 p.m. – CLOSE
Sat: 11 a.m. – CLOSE
Sun: 9 a.m. – CLOSE

Take advantage of your local, neighborhood shops during Iowa’s Tax-Free Weekend—this Friday, August 5, and Saturday, August 6.

If you’re a small business, we’d love to talk with you about how Two Rivers Bank & Trust can help! We understand what it takes to start a business from the ground up, and are here to help guide and support you on your road to financial success. Visit our website to learn more about our financial solutions for your business or contact us today.