Tag Archives: manage

Banking at Your Fingertips – Mobile Money App

At Two Rivers Bank & Trust, we like to make banking as convenient as possible—which is why features like mobile banking, online bill pay and electronic statements were all made with YOU in mind!

Mobile App 1Believe it or not, that’s just the beginning! We’ve added even more to our arsenal, and now it’s even easier to take your banking with you with the Two Rivers Bank & Trust mobile app!

The Two Rivers Bank & Trust Mobile Money app provides quick, easy, and secure access to your accounts — anytime, anywhere. You can check balances, transfer funds, pay bills, and find Two Rivers Bank or ATM locations, but it doesn’t stop there.

Assistant Vice President of Community Banking, Liz Ross, talks about even more exciting features you can put to use right now when you download the mobile money app.

Manage Your Cards

“One of my favorite features is the ability to turn your debit card on or off,” said Ross. “So let’s say you’re looking through your purse for your debit card and you can’t remember the last time you used it. You panic. What would you normally do? You’d call the bank. Now, you can log right into your online banking, and with two clicks, turn your debit card off. Then, if you end up finding the card, you can pick your phone back up, and with two clicks, it’s right back on.”

stolen debit card large

Organize Mobile Receipts

“If you’re like me, whenever you open up your purse or a drawer, you have a ton of receipts you’ve thrown everywhere, because at some point you know you need to settle your accounts. With our new mobile app, you have the ability to take a picture of your receipt and tie it to the transaction, allowing you to get rid of the piece of paper by capturing and saving it on your device. It keeps you organized!”

Ross also expressed her excitement for some “coming soon” features that Two Rivers Bank & Trust anticipates launching in early 2017!

Receipts

SPIN—Coming Soon!

Spin is the ability to pay someone or make transfers with your debit card. “So, let’s say you’re out to lunch with a friend and they want to pay you for lunch. You can simply initiate that transfer right at the table with your mobile app,” said Ross. “All you have to do is enter their information, and then they’ll get a cue to enter in their debit card information and it’ll send the money directly to your account.”

Apple Pay—Coming Soon!

Apple Pay is the ability to use your iPhone to make payments at grocery stores, restaurants—wherever it is compatible. Pay in seconds by placing your finger over the Touch ID on your iPhone while you hold it near the Apple Pay reader, and you’re done!

“The Two Rivers Bank & Trust mobile app is simple, safe and secure,” said Ross. “You’re in control because you always have your phone, so you can manage your accounts from anywhere. It’s a great opportunity to take control of your finances.”

Anyone who has a mobile, smartphone device can take advantage of the Two Rivers Bank & Trust mobile app. Unfortunately, those with flip phones won’t be able to use it and its features, but Two Rivers does also provide a text banking service to those without smartphones.

You can find the free Two Rivers Bank & Trust mobile app in the iTunes app store or in the Google Play store by searching, “Two Rivers mobile money.”

If you don’t know where to begin, have questions or just want someone to guide you through the process, let us know! “We would love to have the opportunity to sit down with you and walk you through the app,” said Ross. “We’d really love to get everyone as excited about it as we are!”

Girls Just Want To Have Funds (1)

Simplify Your Business Banking

As a business owner, your time is precious. Managing your daily business transactions and keeping track of your finances can sometimes feel like a full-time job, which is why you need the right resources to help make running your business easier and more efficient. That’s why Two Rivers Bank & Trust’s financial business resources are designed with your business in mind.

Merchant Card Services

According to CreditCards.com, when consumers were asked their preferred method of payment, 43 percent chose debit cards and 35 percent chose credit cards, while just 9 percent chose cash — making it imperative for your business to provide these payment options.

Whether you are just beginning to accept credit cards or have been processing with another payment services provider, now is the perfect time to switch to the Two Rivers Bank & Trust merchant card services program.

We offer device capabilities from PC or web-based to wireless communication devices, through our partner, CardConnect. You can also explore a vast array of payment products, customized, and integrated solutions to fit your point-of-sale environment along with EVM Chip and Apple PayTM enabled terminals.

Online Business Banking

Online banking is an easy and convenient way to manage your business’ finances, view your cash flow and even pay your employees with direct depositing.

“What’s great about our Business Online Banking is the customization and control it allows you,” explains Two Rivers Bank & Trust Vice President of Business Development Cate Schnabel.

With online banking, you can access your account any time of day or day of week—you decide when managing your finances best fits your schedule, which is great for business owners who are constantly on the move. When it comes time to do your taxes, online banking also allows you the convenience of accessing your account history and transactions, so there’s no more worrying about recording all transactions or account information for tax purposes on your own—it’s all housed in one easy-to-access, safe location for up to 18 months.

“Keeping security in mind, our Business Online Banking allows you to have multiple account users, and lets you customize the account information available to each individual user. Each user is also given their own login and password, ensuring your account remains secure at all times.”

Remote Depositing
Time is a luxury you can’t afford to spare when you’re a business owner. Take some time back in your day with remote check depositing from Two Rivers Bank & Trust.

“Our remote depositing allows you to scan and send your checks directly to Two Rivers Bank & Trust any time of day, saving you time in driving to the bank to deposit checks after each business day,” says Schnabel. “Once you scan and send your checks, you can even print a report of your checks and current account status right from your desk.”

eStatements
Make the choice to go green with our paperless eStatements. Not only will you be helping our environment by cutting down on your paper consumption, but eStatements will also make organizing and bookkeeping tasks for your business so much easier. These statements can be archived for up to 18 months, and are available for review 24 hours a day, seven days a week. If you prefer to keep your paper statements organized on your own, you can even download or print your eStatements for your individual records.

If you’re ready to make your business banking easier, we’re ready to help. Stop into your local Two Rivers Bank & Trust branch location to speak with one of our financial advisors, or contact us to learn more.